Pay Rise Calculator
Enter your salary and the rise as a percentage, an amount or a new salary. See the extra before and after tax.
Uses the 2026/27 UK tax year figures for England, Wales and Northern Ireland, checked against GOV.UK on 18 October 2026. This is an estimate to help you plan and not advice.
Worked examples
A 5% rise
£35,000 salary, 5% rise
£36,750 a year, £145.83 a month before tax
The extra take-home is about £1,260 a year after tax and National Insurance.
About Pay Rise Calculator
A pay rise can arrive as a percentage, as a new salary or as a number of pounds a year. This page takes whichever you have and shows the other two, along with what it means each month and each week. It also estimates the extra you will actually take home, because income tax and National Insurance take a share of every extra pound.
Enter your current salary and the rise. If you add the inflation rate, the page shows what the rise is worth after prices have gone up, and if you add your weekly hours it shows the new hourly rate. Take-home figures use the 2026/27 tax year for England, Wales and Northern Ireland and ignore pension, student loan and tax codes, so treat them as a guide.
How to use Pay Rise Calculator
- Enter your current yearly salary.
- Choose whether the rise is a percentage, an amount or a new salary, and enter it.
- Optionally add inflation and your weekly hours.
- Read the new salary, the extra before and after tax, and the real-terms rise.
Common uses
- Checking what a 3% or 5% offer is worth in pounds
- Comparing a pay rise with a job offer at a new salary
- Seeing whether a rise beats inflation
- Preparing for a pay review
Frequently asked questions
How do I calculate a pay rise?
Multiply your salary by the rise as a decimal. A 5% rise on £35,000 is 35,000 × 0.05 = £1,750, giving a new salary of £36,750.
How much of my rise will I keep?
It depends on the tax band. In England, Wales and Northern Ireland you keep about 72% of an extra pound at basic rate once National Insurance is counted, and about 58% at higher rate. The page estimates it for your salary.
What is a real-terms pay rise?
It is the rise after taking off inflation. A 5% rise with 3% inflation is worth about 1.9% in what you can buy.
Does it include pension and student loan?
No. Pension contributions and student loan repayments change your take-home pay further, so use the estimate as a guide.
Are Scottish tax rates included?
No. Scotland has its own income tax bands, so the take-home figures are for the rest of the UK.