UK Income Tax Calculator
Enter your income and choose where you live to see your income tax, the tax in each band and the rates and bands for 2026/27.
Looking for the US version? US Income Tax Calculator
Worked examples
A £30,000 salary
£30,000, England
£3,486 income tax
20% on £17,430 above the Personal Allowance, an effective rate of 11.6%.
A £60,000 salary
£60,000, England
£11,432 income tax
£7,540 at 20% plus £3,892 at 40%.
The same £45,000 in Scotland
£45,000, Scotland
£6,882 income tax
In England, Wales and Northern Ireland the same income pays £6,486.
About UK Income Tax Calculator
This UK income tax calculator works out how much income tax you pay on a year of income, and shows the tax bands and rates for 2026/27 next to the answer. Enter your taxable income, choose England, Wales and Northern Ireland or Scotland, and you see the tax for the year and for each month, the tax in each band, the share of your income that goes in tax and the rate you pay on your next pound.
The first £12,570 of income is your Personal Allowance and is not taxed. In England, Wales and Northern Ireland the next £37,700 is taxed at 20%, income up to £125,140 at 40%, and anything above that at 45%. Scotland has its own six bands from 19% to 48%. Your Personal Allowance falls by £1 for every £2 of income over £100,000 and is gone at £125,140, so between those two figures your tax on the next pound is an effective 60%. This page covers income tax only. To see pay after National Insurance, student loan and pension, use the take-home pay calculator.
How to use UK Income Tax Calculator
- Enter your taxable income for the year in pounds.
- Choose England, Wales or Northern Ireland, or Scotland.
- Read the tax for the year, the tax a month and your tax on the next pound.
- Look at the table of bands to see how your income is split between rates.
Common uses
- Estimating the tax on a salary or a job offer
- Checking what a pay rise would cost in tax
- Seeing how the tax bands work in England and in Scotland
- Finding out why earnings over £100,000 are taxed so heavily
Sources
Last reviewed 18 October 2026.
Frequently asked questions
What are the UK income tax bands for 2026/27?
In England, Wales and Northern Ireland: nothing on the first £12,570, 20% on income from £12,571 to £50,270, 40% from £50,271 to £125,140 and 45% above £125,140. Scotland has a starter rate of 19%, then 20%, 21%, 42%, 45% and a top rate of 48%.
How much income tax do I pay on £50,000?
On £50,000 in England, Wales or Northern Ireland the income tax is £7,486. That is 20% on £37,430 of income above the £12,570 Personal Allowance. It is 15% of the £50,000.
Why is tax so high between £100,000 and £125,140?
Your Personal Allowance reduces by £1 for every £2 you earn over £100,000. The lost allowance is taxed at 40%, so each extra pound of income costs 40p in tax plus 20p from the allowance you lose, an effective 60%. At £125,140 the allowance has gone.
Does this include National Insurance?
No. It shows income tax only. National Insurance, student loan repayments and pension contributions all change your take-home pay, and the UK take-home pay calculator on this site includes them.
What is the tax year?
The 2026/27 tax year runs from 6 April 2026 to 5 April 2027. The Personal Allowance and the main band widths in England, Wales and Northern Ireland are frozen at these levels for the year.