US Income Tax Calculator
Choose your filing status, enter your income and see your 2026 federal income tax, effective rate and tax in each bracket.
Deze inhoud is in het Engels.
This is an estimate for the 2026 tax year and is not tax advice. It covers federal income tax on ordinary income. State tax, self-employment tax, the alternative minimum tax and special rules are not included.
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Uitgewerkte voorbeelden
Single filer earning $85,000
Single, income $85,000
$9,870.00 federal tax
Taxable income is $68,900 after the $16,100 standard deduction. That is $1,240 at 10%, $4,560 at 12% and $4,070 at 22%, an effective rate of 11.61%.
Married couple earning $150,000
Married filing jointly, income $150,000, adjustments $10,000
$13,140.00 federal tax
Taxable income is $107,800 after the $32,200 standard deduction. The tax is $2,480 at 10%, $9,120 at 12% and $1,540 at 22%, an effective rate of 8.76%.
Over US Income Tax Calculator
This US income tax calculator estimates your federal income tax for the 2026 tax year, the one you file in early 2027. Pick a filing status, enter your income and the tool applies the standard deduction, then taxes your income in slices at 10%, 12%, 22%, 24%, 32%, 35% and 37%. You see your taxable income, your tax, your effective rate and the rate on your next dollar.
The 2026 standard deduction is $16,100 for single filers and married filing separately, $24,150 for head of household and $32,200 for married filing jointly. If your itemized deductions are higher, type them in and they replace the standard deduction. Adjustments such as contributions to a traditional IRA or student loan interest go in the adjustments box, and tax credits come off the tax at the end. State income tax, self-employment tax and the alternative minimum tax are not included.
Zo gebruikt u US Income Tax Calculator
- Choose your filing status: single, married filing jointly, head of household or married filing separately.
- Enter your income for the year and any adjustments to income.
- Leave itemized deductions blank to use the standard deduction, or type your total if it is higher, and add any tax credits.
- Read your tax, effective rate and the table showing how much was taxed in each bracket.
Veelvoorkomend gebruik
- Estimating a tax bill before filing
- Checking how a raise or a bonus changes your bracket
- Comparing the standard deduction with itemizing
- Planning contributions that lower your adjusted gross income
Bronnen
- IRS Revenue Procedure 2025-32, tax year 2026 inflation adjustments
- IRS: tax inflation adjustments for tax year 2026
Laatst gecontroleerd op 15 oktober 2026.
Veelgestelde vragen
What are the 2026 federal tax brackets for a single filer?
For 2026 the rates are 10% up to $12,400 of taxable income, 12% up to $50,400, 22% up to $105,700, 24% up to $201,775, 32% up to $256,225, 35% up to $640,600 and 37% above that. Only the income inside each range is taxed at that range's rate.
What is the standard deduction for 2026?
It is $16,100 for single filers and for married people filing separately, $24,150 for heads of household and $32,200 for married couples filing jointly or a surviving spouse. It reduces your income before the brackets are applied.
What is the difference between effective rate and marginal rate?
The effective rate is your total tax divided by your income, so it is an average across all brackets. The marginal rate is the rate on your next dollar of taxable income. Because tax is charged in slices, the effective rate is always lower than the top bracket you reach.
Does this include state tax or payroll tax?
No. This page covers federal income tax on ordinary income. Use the US paycheck calculator for Social Security, Medicare and state income tax, and the self-employment tax calculator if you work for yourself.