UK Pension Calculator

Your age

Retirement age

Pension pot today (£)

Salary before tax (£ a year)

Your contribution (% of salary)

Employer contribution (% of salary)

How your tax relief works

Growth before charges (% a year)

Yearly charge (%)

Yearly pay rise (%)

Inflation (% a year)

These figures are estimates only and are not advice. This uses the 2026/27 income tax bands for England, Wales and Northern Ireland. Growth is not guaranteed and investments can go down as well as up.

UK Pension Calculator by Valtrinity, with the full working and guides